描述: A loan is borrowed money to be repaid with interest, while a mortgage is a specific type of secured loan for real estate (like a house), using the property itself as collateral, giving the lender rights to seize it if you default. Mortgages offer large sums for property, have long repayment terms (10-30+ years), and feature fixed or adjustable rates, with payments covering principal and interest, making them ideal for homeownership or borrowing against property value.
提供方: Vraj Consultancy
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